BAS Complete

Accessing Your Benefits

Members access benefits through the website or mobile app. These resources provide clear explanation of benefits, digital cards, and communication instructions (email and phone). Create a login using the information provided during registration and the group ID provided in an email.

Get the Mobile App

1. Visit the Apple or Android Store

2. Search for Empara Health 

3. Download the App

4. Create your Account

 
Enter Code: 4133-3403

Explanation of Benefits & Disclosures

 

Download

Virtual Care

24/7 access to a licensed physician doctor, 24x7 with $0 visit fee. Receive a diagnosis, treatment options and prescription, if medically necessary. Physicians provide treatment for common medical issues such as colds, flu, poison ivy, respiratory infections, bronchitis, pink eye, sinus problems, allergies, urinary tract infections and ear infections. The average wait time is 10 minutes. Available for or all ages—from children to seniors.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Visit Fee   $0 visit fee. Unlimited visits 

Virtual Mental Health

Dedicated behavior health specialists are available to assist with members in the privacy of their own homes. 

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Includes    ADHD, Anger, Anxiety, Bipolar, Sleeping Disorder, Smoking, Substance Abuse, Depression, Eating Disorder, Grief, PTSD, OCD, and other mental focus 

Visit Fee    $0 visit fee

Doctor In-Office

Call the healthcare concierge or use the mobile app to schedule an in-office doctor appointment. The network a nationwide network of nearly 1 million physicians through the First Health Network.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Visit Fee    $25 visit fee.

Required    Health card available in the web or mobile app

Specialists In-Office

Call the healthcare concierge or use the mobile app to schedule an in-office doctor appointment. The network a nationwide network of nearly 1 million physicians through the First Health Network.

 

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Visit Fee    $25 visit fee.

Includes    Anxiety, Arthritis, Asthma, Blood Pressure, CHF, COPD, Depression, Diabetes, Fibromyalgia, GERD, Gout, Hypertension, Thyroid, Chiropractic, Dermatology 

Required    Health card available in the web or mobile app

Urgent Care

Call the healthcare concierge to schedule appointments with an urgent care provider. The network includes 8,000 urgent care locations throughout the United States. The healthcare concierge will find the clinic with the lowest wait time and prepare them for your arrival.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Visit Fee    $50 visit fee.

Required    Health card available in the web or mobile app

Wellness Exam

Call the healthcare concierge to schedule annual wellness exam. Members receive a wellness exams including in-office physical, screenings, and labs.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Visit Fee   $25 visit fee. 1 per Family Member

Includes        Annual Physical with four labs (complete metabolic panel, complete blood count, thyroid stimulating hormone, and lipid panel 

 Required    Health card available in the web or mobile app

Medications Rx

Use the formulary within the application to see if your prescription is included as $0 medications or call Member Concierge to request a prescription lookup. Medications not covered under the policy are offered at discounted prices. Call our help or use Rx Helpdesk in the web or mobile application.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone      (800) 944-8521

Fee            $0 if covered in the formulary. 50-80% discounted if not in the formulary

Locations   60,000 locations including Walgreens, Target, CVS, and many other independent, national, and regional chains

Required   Present card to at the pharmacy

Advanced Diagnostics

AWC provides multiple labs at no cost. We have you covered whenever you need additional labs or want to know more about your health and risk factors.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Includes    Minor Diagnostics (4x $0) Major Diagnostics (3x $0) Genetic Testing (1x $0)

Insurance   Submit your bills to 5 Star for reimbursements

 

Surgeries

AWC provides multiple labs at no cost. We have you covered whenever you need additional labs or want to know more about your health and risk factors.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Includes    Minor Diagnostics (4x $0) Major Diagnostics (3x $0) Genetic Testing (1x $0)

Insurance   Submit your bills to 5 Star for reimbursements

 

Bill Negotiation

AWC provides multiple labs at no cost. We have you covered whenever you need additional labs or want to know more about your health and risk factors.

ACCESSING BENEFIT

Online      Empara Health Mobile

                  or Visit Website 

Phone        (844) 377-2294

Includes    Minor Diagnostics (4x $0) Major Diagnostics (3x $0) Genetic Testing (1x $0)

Insurance   Submit your bills to 5 Star for reimbursements

 

How to Submit a Claim

Use 5 Star Insurance claim system to get reimbursed for medical expenses. Review the Explanation of Benefits or your policy for the insurance schedule.

 

5 Star Insurance Claim System 

 

File a Claim

Life Protection Fund

Members receive a fund valued at $100,000 for major medical events. Members can pull from the fund whenever health causes: Limits to 2 Activities of Daily Living (ADLs), results in a potentially terminal diagnosis, or impairs mental acuity (dementia or Alzheimer’s). Member funds can be used for most uncovered surgical costs, heart attack, stroke, cancer treatments, long-term care, and more.

ACCESSING BENEFIT

 Phone        (866) 863-9753

Includes   2 ADLs or Mental Impairment: $3000 or $4000/month with a maximum $85,000. Terminal Diagnosis: Up to $30,000 lump sum $3000 or $4000 a month with a maximum $85,000

 

Home Care

Home Care: Receive assistance with everyday household tasks, enhance safety, and facilitate the recovery process.

ACCESSING BENEFIT

Phone        (866) 863-9753

Includes    31 visits per year at $150/day

 

Skilled Nursing

Receive around the clock medical care to recover from illness, injury or surgery.

ACCESSING BENEFIT

Phone        (866) 863-9753

Includes   31 visits per year at $200/day

 

Hospice Care

Receive hospice care when the anticipated life expectancy is 6 months or less.

ACCESSING BENEFIT

Phone        (866) 863-9753

Includes   31 visits per year at $200/day

 

Accidental Death

Members and their beneficiaries receive additional coverage for accidental death or life-altering injuries.

ACCESSING BENEFIT

Phone        (866) 863-9753

Includes   Accidental Death $50,000 and more. See Benefit Specifications

 

Burial Assistance

Beneficiaries receive up to $15,000 within one business day after submitting death certificate. Any remaining health fund is payable in monthly installments.

ACCESSING BENEFIT

Phone        (866) 863-9753

Includes      $15,000 lump sum

 

Frequently Asked Questions

 

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