Yes. BAS family programs cover you, your spouse, and any dependents up to 26 years old. No extra cost. No hidden fees.

If you enroll before the 18th of the month, your benefits will begin on the 1st of the following month. However, if you enroll between the 18th and 31st of the month, your benefits will start on the 1st of the second following month.

If you wish to cancel your benefits, please ensure that you do so before the 18th day of the month.

Benefits can be accessed and utilized until the end of the same month in which they were canceled. Note that cancellations made after the 18th will not be eligible for a refund.

Note that our benefits do not cover any out-of-network provider visits or offer reimbursement for such visits. We understand the importance of accessing quality healthcare, which is why we have a vast network of providers available to our members. By staying within the network, our members can take advantage of negotiated rates and cost savings while receiving top-notch care.

Urgent Care, Emergency Room, and all other services with the Accident or Hospital program are offered as indemnity programs. Members can use this benefit at any location in the US and submit your bill for reimbursement.

Please use the prescription lookup to view the discount you would receive. You'll be able to search by prescription, amount of refills, and zip code.

The BAS Complete program includes 3000 free medications. Consult their formulary and concierge to see if your medication is covered.

To add dependent to Advantage Wellness Essential, Signature, or Premier, simply navigate to the "More" tab of our app and locate the "Add Dependents" feature. This will enable you to include your spouse and any legal dependents in your account. Moreover, dependents who are 18 years and older can create their own unique logins under your account. We encourage you to invite them to create their profiles, and they will receive an email to guide them through the setup process.

The network is physician-owned. It includes doctors throughout the US and grows every month. The physicians do not publish a list, like traditional PPOs, to reduce unwanted calls, prevent walk-ins, and the eliminate patient frustration. Instead, healthcare concierge have direct access to physician calendars so they know which doctors are currently seeing new patients and have availability on their schedules. The result is a streamlined process that gets members to the best physicians within 24-48 hours. 

• Everything Begins with a Phone Call. For scheduling appointment, you'll call our Patient Advocacy Line. Based upon the member's symptoms or needs, medical staff will provide direct primary care options for an in-office appointment with a board-certified physician or urgent care facility (in-office appointments only available within business house of 7am to 6pm CST).
• Once the member chooses the option they would like to pursue, medical staff will schedule the appointment.
• The member is responsible for the visit fees associated with their care ($25 primary care of $50 urgent care). At the appointment, the physician will treat the member and prescribe medication if necessary.

• You can certainly request to see the same physician for another appointment when you call the Patient Advocacy Line. However, please note that requesting to see the same physician does not guarantee that you will be able to secure an appointment within the 24-48 hour window.
• Note: Urgent Care, Emergency Room, and all other services under the Accident program are offered as an indemnity program. Members can use this benefit at any location in the US.

While Advantage Premium detects, treats, and manages 13 of the most prevalent chronic disease states, we do not provide specialty care outside our partner-physician clinics. If a member currently sees a specialist for an advanced disease state, we do not recommend leaving that specialist.

The specialized major medical fund designed to provide comprehensive coverage for major medical expenses. These expenses can arise from three categories - Accidents and Injuries, Terminal Illnesses, and Mental Disabilities.

Accidents and Injuries expenses are primarily covered by insurance, but in case of any overages, members can make use of the major medical policy. To qualify, the injury must impact two normal activities of daily living (ADLs) or be life-threatening. Typically, members can withdraw around $3000 - $4000 for coverage. For example, a broken arm or leg would qualify as a loss of ADLs.

There are 6 ADLs: Bathing, Toileting, Dressing, Mobility, Feeding, Transferring

Terminal illnesses such as cancer and heart disease are also covered. In these situations, members can access up to $30,000 as a one-time payment, along with an additional monthly withdrawal of $3000 - $4000.

For mental disabilities, a formal diagnosis like Alzheimer's or dementia is required. Members suffering from these conditions are entitled to receive $3000 - $4000 per month. This coverage is provided in addition to any long-term care insurance for home care or skilled nursing services.

At BAS, we prioritize the well-being and financial security of our members - ensuring adequate coverage for unforeseen medical circumstances.

The only programs that cover childbirth are full major medical.

Full major medical insurance can be expensive, averaging around $650 per month for individuals and $2,100 per month for families. In fact, last year, healthcare became the #1 household expense in the U.S.

Benefit Airship designs programs that cover over 98% of year-to-year healthcare needs — at 50% to 90% less than the cost of traditional insurance. If you're healthy, want to save money, and are looking for high-quality care, BAS is a perfect fit for you.

We do recommend full major medical insurance for individuals managing serious, complicated, or chronic health conditions, as well as for expecting parents (for childbirth coverage).